Terms of Service
Effective Date: October 8, 2026
Welcome to Elite Life Partners LLC. By using this website, submitting a form, or requesting our services, you agree to the following Terms of Service.
These Terms of Service should be read together with our Privacy Policy, which explains how we collect, use, and protect your information.
1. Use of Website
You agree to use this website only for lawful purposes and in accordance with these Terms.
2. Not a Contract of Insurance
Submitting your information does not create a policy, contract, or guarantee of coverage. Coverage is issued only by licensed insurance carriers upon approval.
3. No Professional or Legal Advice
Information provided on this website is for general informational purposes and does not constitute legal, tax, or financial advice.
4. User Obligations
You agree that:
- All information you submit is truthful
- You are at least 18 years old
- You will not misuse or disrupt the website
5. Communication Consent (TCPA / A2P Compliance)
By submitting your information, you consent to be contacted by:
- Phone
- Text message (automated or manual)
- Voicemail
Messages will relate to your insurance request, appointments, or services. Carriers are not liable for delayed or undelivered messages. Message & data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase.
6. Appointment Reminders
You agree that we may send automated appointment reminders and follow-up messages related to your insurance inquiries.
7. Intellectual Property
All content on this site — including images, text, logos, and branding — is the property of Elite Life Partners LLC and may not be copied or distributed without prior written permission.
8. Third-Party Services
We may use third-party tools (e.g., CRM, scheduling software). You agree to their terms when interacting with those features.
9. Limitation of Liability
Elite Life Partners LLC, its partners, or affiliates are not liable for:
- Errors in website content
- Service interruptions
- Third-party failures
- Actions of insurance carriers
Insurance approvals and rates are solely determined by the carrier you apply with.
10. Governing Law
These Terms are governed by the laws of the United States and your applicable state.
11. Changes to Terms
We may modify these Terms at any time. Continued use of the website indicates acceptance of updated Terms.
12. Contact Information
For questions about these Terms, contact: